Benefits

While there are people with disabilities who make a fairly comfortable income, disability can be a major impediment to earning power. If you are the parent of a child with special needs, this is one of the reasons why you regularly think about whether and how your child can live a dignified life in your absence.

That said, reflecting on the impact of disability is not limited to parents of children with special needs. Even able-bodied workers run a considerable risk of serious incapacitation due to illness or injury.